Effective Date: September 11, 2019
1. Important Legal Information about Privacy
2. Uses of Our Site and Site Content
All content and information, including without limitation descriptions, graphics, photos, services and the like (“Site Content”), and all trademarks, logos, copyrights and other intellectual property displayed on the Site is owned by, controlled or licensed to Digital Crossroads. You in no way will obtain any ownership interest or rights in the Site Content or trademarks contained on this Site.
We hereby grant you a limited, revocable, non-exclusive and non-transferable right to view, store, bookmark, download, copy and print pages from the Site solely for your personal, educational and non-commercial use. You may not use any trademark, service mark or logo of us or any third party that appears on the Site without prior written consent of the trademark, service mark or logo owner. Unless you receive our permission in advance, you may not exploit any of the Site Content commercially, forward it as a mass distribution, post it on another Web site, or otherwise copy, distribute or modify any portion of the Site. If you download any pages from the Site, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such Site Content. You may not alter or modify the Site Content in your copies.
If you link other Web sites to this Site, you may not imply or suggest that Digital Crossroads has endorsed or is affiliated with such Web sites and you may not display this Site as “framed” within another Web site.
You may not (and may not encourage or assist others to) violate any law, regulation, rule or the intellectual property or contractual rights of others, or attempt to circumvent or violate the security of this Site or use or gain access to the identities, information or computers of others through this Site. You may not delete, decompose, decompile, reverse engineer, disassemble or otherwise deconstruct all or any portion of this Site.
You may not transmit any virus, worm, time bomb or similar system interference or corruptant through this Site.
Digital Crossroads has the right (but not the obligation) to monitor this Site for any unauthorized or objectionable conduct and to take all appropriate actions in response, without notice to you.
3. International Use
The Site is operated and controlled by us in the United States, and the Site Content provided in or accessible through the Site is, unless otherwise specified, directed at residents of the United States. Despite the global nature of the Internet, Digital Crossroads makes no claims that the Site Content or the Site are appropriate or may be viewed or used outside the United States. Access to the Site from countries or territories where such access is illegal is prohibited. Digital Crossroads makes no representations that the transactions, projects or services discussed on or accessible through the Site are available or appropriate in all jurisdictions or by all users. Those who access the Site from outside the United States do so at their own initiative and are responsible for compliance with local laws, rules and regulations.
4. Linked Sites
5. Password and Security Notification
Certain areas of the Site may be password-protected. You may not attempt to access any password-protected areas of the Site without authorization. You are solely responsible for the activity that occurs on your account, and you are responsible for keeping your account password secure. If you have been issued a password for the Site, you agree that Digital Crossroads has granted you limited access to specific files pertaining to investments relevant to you, and you agree not to attempt to access other computer files.
You are solely responsible for maintaining the confidentiality of your passwords, account information, usernames, and/or security questions and answers for the Site, and for logging off any protected areas of the Site when you finish a session. Accordingly, you should protect the confidentiality of your password and notify Digital Crossroads immediately if you become aware of its unauthorized use. If you share your password with a third party, you assume all responsibility for all such party’s activity related to the Site. Although Digital Crossroads will not be liable for your losses caused by any unauthorized use of your account, you may be liable for the losses incurred by Digital Crossroads or others due to such unauthorized use.
6. Governing Law and Forum
7. Limitation of Liability and Disclaimers
IN NO EVENT SHALL DIGITAL CROSSROADS, LLC OR ITS RELATED COMPANIES OR PERSONS (AS DEFINED BELOW) BE LIABLE TO ANY PARTY FOR ANY CLAIMS, LIABILITIES, LOSSES, COSTS OR DAMAGES, INCLUDING BUT NOT LIMITED TO ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (“DAMAGES”) ARISING OUT OF OR IN CONNECTION WITH ANY ACCESS, USE (OR INABILITY TO USE) OR DISTRIBUTION OF THE SITE, INCLUDING DAMAGES CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF OR USE OF ANY ASSET, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE OR UNDER ANY OTHER CAUSE OF ACTION, OR ANY SITE CONTENT OR INFORMATION OBTAINED THROUGH USE OF THE SITE, EVEN IF DIGITAL CROSSROADS, LLC OR ITS RELATED COMPANIES, OR ANY OF ITS RELATED PERSONS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.
Digital Crossroads, its affiliates and their respective officers, directors, managers, partners, members, shareholders, employees, affiliates, consultants and agents (collectively “Related Persons”) make no representations or warranties of any kind and specifically disclaim any and all warranties of any kind, express or implied, with respect to the Site, including any representations or warranties with respect to merchantability, fitness for a particular purpose, title, non-infringement, availability, security, accuracy, freedom from viruses or malware, completeness, timeliness, functionality, reliability, sequencing or speed of delivery.
While we use reasonable efforts to obtain information from reliable sources, Digital Crossroads does not warrant that the information in this Site is accurate, reliable, complete, or correct, that this Site will be available at any particular time or location. Such information or materials are provided “as is” and “as available.” Please be aware that there is no such thing as “perfect security” on the Internet, and third parties may unlawfully intercept or access transmissions or private communications, and accordingly electronic mail and other transmissions to and from the Site or made via the Site may not be secure. To the extent that applicable law may not allow the exclusion of implied warranties, the above exclusions may not apply to you.
9. Other Restrictions on Conduct
You agree not to disrupt, modify or interfere with the functioning of this Site or any services provided on or through it. You further agree not to disrupt, modify or interfere with in any way any software, hardware or servers associated with this Site, and you agree not to impede or interfere with others’ use of this Site. You also agree not to alter or tamper with any information or materials on, or associated with, this Site or services provided on or through it.
11. Severability and Enforceability
13. User Suggestions
You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information provided by you to Digital Crossroads through this Site are not confidential and you grant us a worldwide, royalty-free license to distribute, publish, modify, edit or otherwise use your submissions. Digital Crossroads shall be entitled to the unrestricted use and dissemination of these submissions for any purpose, commercial or otherwise without any acknowledgement of or compensation to you.